Credit Card Travel Benefits: The Basics
The age of majority in Nova Scotia is 19, which is the age you can obtain a credit card without a co-sign from your parents. I received my first credit card when I was 16 years old. My parents had opened an additional card on their account in my name and I was instructed to use it for emergencies only. For three years, I only used the card a few times for emergency car repairs or when my parents wanted me to purchase something on their behalf. During that time, I never saw the credit card bills and was unaware of exactly how credit cards worked. Leading up to my 19th birthday I was excited to be able to get my own credit card and begin building my credit. However,…